Cultivate is our agri lending product that enables us help our farming members develop and future proof their business by providing quick and easy access to finance – borrow up to €50,000 for up to 7 years at a variable interest rate of 6.55%, typical APR 6.75%.
What is Cultivate?
Cultivate is a Loan Specifically Designed for Farmers. Cultivate provides short to medium term loan opportunities built specifically around the growing needs of our farming members.
- Invest in new or second hand machinery
- Upgrade your buildings and facilities
- Purchase additional livestock
- Obtain working capital
- Increase cashflow
Why choose Cultivate?
- Free Loan Protection Insurance, if the borrower dies the loan is cleared – subject to age & health restrictions.
- Choice of repayment options to suit your circumstances.
- Interest is charged on the reducing balance of the loan.
- No penalty charges for early repayment.
- No hidden fees or set up costs.
- No upfront repayments.
- No transaction charges.
Calculator Your Loan Repayments
Quick Loan Approval
All Loans are subject to approval.
If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.